{"product_id":"beginner-budgeting-guide-canada-pdf","title":"Beginner Budgeting Guide (PDF)","description":"\u003cp\u003eLearn to build a budget that fits your life with a 20-page plain-English guide written for Canada.\u003c\/p\u003e\u003ch3\u003eWhat’s included\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e20-page guide (Canadian edition) with fillable worksheets\u003c\/li\u003e\n\u003cli\u003eCovers tracking your spending, 50\/30\/20 (worked example on CAD $4,200), zero-based budgeting, pay yourself first, sinking funds and starting an emergency fund\u003c\/li\u003e\n\u003cli\u003eBudgeting with biweekly paycheques, including 3-paycheque months\u003c\/li\u003e\n\u003cli\u003eWhat credit card interest really costs (CAD $3,000 at 19.99%)\u003c\/li\u003e\n\u003cli\u003eTFSA vs RRSP vs FHSA basics\u003c\/li\u003e\n\u003cli\u003e3 worksheets: income and fixed costs, spending tracker and sinking fund planner\u003c\/li\u003e\n\u003cli\u003e30-day action plan and glossary\u003c\/li\u003e\n\u003cli\u003eEducational only, not financial or tax advice. Check current rules and limits with the CRA.\u003c\/li\u003e\n\u003cli\u003eSTART-HERE.pdf (how to open, type in and print the guide) and the open font licence file\u003c\/li\u003e\n\u003cli\u003eFormat: PDF (US Letter + A4, with fillable worksheets), delivered in one ZIP\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWorks with\u003c\/h3\u003e\u003cp\u003eAny free PDF reader on a computer, tablet or phone, for reading on screen or printing on US Letter or A4 paper. To type in the worksheets, use a PDF reader that supports form fields.\u003c\/p\u003e\u003ch3\u003eYour download\u003c\/h3\u003e\u003cp\u003eThis is a digital download; no physical item is shipped. Download access is provided after checkout.\u003c\/p\u003e\u003cp\u003eFor personal use or use in your own business (for example printing for your family, class or clients). Please do not share, resell or upload these files as your own product.\u003c\/p\u003e\u003cp\u003eQuestions? Email \u003ca href=\"mailto:support@getlockscreens.com\"\u003esupport@getlockscreens.com\u003c\/a\u003e.\u003c\/p\u003e","brand":"The Digital Cart","offers":[{"title":"Default Title","offer_id":49655685087470,"sku":null,"price":5.99,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0829\/1719\/6014\/files\/Beginner-Budgeting-Guide-cover.png?v=1792405003","url":"https:\/\/getlockscreens.com\/products\/beginner-budgeting-guide-canada-pdf","provider":"The Digital Cart","version":"1.0","type":"link"}